The ACA Open Enrollment Period for 2025 health insurance plans runs in most states from Nov. 1, 2024, to Jan. 15, 2025.
Still need health insurance?
You can enroll in or change plans if you have certain life events or income, or qualify for Medicaid or CHIP.
For consumers who have lost Medicaid or CHIP coverage, apply for Marketplace coverage right away! You may be able to get low-cost, quality health coverage through the Health Insurance Marketplace. All Marketplace plans cover things like prescription drugs, doctor visits, urgent care, hospital visits, and more.
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time.
Job-based plans must provide a Special Enrollment Period of at least 30 days.
New Hampshire health insurance resources
The New Hampshire Insurance Department regulates insurance companies, agents, and brokers.
Covering New Hampshire provides assistance with purchasing insurance.
New Hampshire offers free enrollment assistance through NH Navigator programs.
To contact an insurance navigator go to https://acanavigator.com/nh/home or call 1-877-211-NAVI
To get assistance under the Affordable Care Act you must earn between 100% – 400% of the poverty level. For 2023, that is $13,590-$54,360 for an individual and $27,750- $111,000 for a family of four.
The types of assistance offered under the Affordable Care Act are:
Each assistance type has different eligibility requirements based on income as a percentage of the federal poverty level.
ACA Navigator is a grant-funded program that provides free health coverage enrollment assistance to people who are uninsured. Our certified Navigators help consumers enroll in qualified health plans through the Health Insurance Marketplace or, if eligible, Medicaid. We also help determine eligibility for health coverage and financial assistance for health coverage. This program is operated by First Choice Services and is funded by a grant from the Center for Medicare and Medicaid Services, a division of the United States Department of Health and Human Services. 1-877-211-NAVI
Health Market Connect runs a federally funded program to provide no-cost, unbiased Marketplace health insurance assistance to New Hampshire residents. You can compare plans and find out what your costs are before you enroll. You’ll likely qualify for savings, even if you haven’t before - most people do!
Certified New Hampshire Navigators are here to help! For assistance in person or over the phone,
email hheelplp@hmcnh.com or call 603-309-2021 or our toll-free number: 800-208-5164
Get Peace of Mind for 2022! Get Covered! 1-877-211-6284 (1-877-211-NAVI) or 800-208-5164.
First Choice Services is a free, non-profit program available to all NH state residents. They offer free enrollment assistance. If you have questions or need assistance contact them today. 1-877-211-NAVI or at https://acanavigator.com/nh/contact
If you want to receive federal financial assistance to pay for a plan, you will need to enroll through the Marketplace (HealthCare.gov). An insurance agent or enrollment assister can help you with this process. If you are enrolled in Marketplace coverage for 2022, you will receive renewal information from your insurance company and the Marketplace. Even if you liked your plan for 2021, it is important to update your application and look at your options for 2022 because plan benefits and networks change from year to year.
Depending on your income level, you may qualify for financial assistance for paying premiums and/or out-of-pocket costs for a health insurance plan bought through the Marketplace. All of these subsidies are available for 2022 plans, as long as you sign up during open enrollment.
When you complete an application on HealthCare.gov, you will be prompted to enter your “tax household” size and financial information. After completing the application, you will be notified if you qualify for financial assistance for a Marketplace plan or for coverage through the New Hampshire Granite Advantage Program.
